It's warming up out there and we are starting to receive inquiries about insuring boats. If you weren't aware, Insure Right Insurance Agency in Lehi, Utah offers coverage at great rates for all types of boats – from the small fishing boat on Utah Lake all the way up to the luxurious House Boats cruising Lake Powell. Travelers Insurance, Safeco, and Foremost are just a few of the top rated insurance companies we represent that offer boat insurance. If you have any questions about insuring a boat please be sure to give us a call or shoot us an email.
As many of us love to spend our summers boating our local lakes, I thought it would be nice to share a few ideas on boat safety. There are thousands of recreational boating accidents per year. Some of the contributing factors to these accidents include traveling too fast for water or weather conditions, driving under the influence of drugs or alcohol, failing to follow boating rules and regulations, carelessness and inexperience.
Although we can't prevent all accidents, following these simple safety suggestions form the Insurance Information Institute may help:
Care and protection of vessel
- Check weather forecasts before heading out.
- Let someone know where you’re going and when you expect to return.
- Check engine, fuel, electrical and steering systems, especially for exhaust-system leaks.
- Carry one or more fire extinguishers, matched to the size and type of boat. Keep them readily accessible and in condition for immediate use.
- Equip the vessel with required navigation lights and with a whistle, horn or bell.
- Consider additional safety devices, such as a paddle or oars, a first-aid kit, a supply of fresh water, a tool kit and spare parts, a flashlight, flares and a radio.
Care and protection of crew and guests
- Make sure that every person on board the boat wears a life-jacket.
- Know and obey marine traffic laws, the "Rules-of-the-Road." Learn various distress signals.
- Keep an alert lookout for other watercraft, swimmers, floating debris and shallow waters.
- Pay attention to loading. Don’t overload; distribute the load evenly; don’t stand up or shift weight suddenly in a small boat; and don’t permit riding on the bow, seatbacks or gunwales.
- Don't operate a boat while under the influence of alcohol or drugs.