Independent agency in American Fork, Utah · Since 2005
Painting Contractor Insurance in Utah for Residential and Commercial Painters
Interior repaints, exteriors, cabinets, commercial and new construction. We help Utah painters carry coverage for the spills, overspray, and ladder falls that come with the job.
📞 Call (801) 407-8360Request a Call Back
Talk to a licensed agent, not a call center.
Coverage built for painting contractors
General liability
Overspray on a neighbor's car, paint spilled on new flooring, or a client tripping over your equipment.
Workers' compensation
Required in Utah for businesses with employees, and needed if you hold a DOPL contractor license.
Commercial auto
Work vans and trucks, plus hired and non-owned auto for crew members using their own cars.
Tools & equipment floater
Sprayers, ladders, scaffolding, and tools stolen from a van or damaged on site.
Lead & pollution coverage
Lead paint and other contamination claims that standard general liability policies usually exclude.
Commercial umbrella
Extra limits above liability and auto when a commercial or HOA contract calls for more.
Gaps we check on every review
Having a policy and being properly covered are two different things. When we review insurance for painting contractors, these are the claims we look for first:
- Lead paint claims on older homes that run into the pollution exclusion
- Overspray damage to vehicles or buildings next to the job
- Ladder and scaffold injuries to crew members without workers' comp
- Subcontracted painters who don't carry their own insurance
Read more: What Insurance Do Contractors Need?
How it works
Call us or request a call back
Tell us what kind of work you do, roughly how big your crew is, and when your current policy renews.
We shop it for you
As an independent agency we compare options from several carriers, so you don't have to fill out the same application again and again.
Review it with a real agent
We go through what's covered and what isn't, then handle certificates and additional insured requests for your jobs.
Have this handy for a faster quote
- Type of work (interior, exterior, residential, commercial, new construction)
- Annual revenue and payroll
- Number of employees and any subcontractors you use
- Vehicles and the value of your sprayers and equipment
- Current policy and its renewal date, if you have one
Don’t have it all? Call anyway.
Frequently asked questions
Does general liability cover lead paint claims?
Usually not. Most general liability policies exclude lead. Federal lead-safe work rules also require firms doing paid renovation or painting in most pre-1978 homes to be certified. If you work on older homes, ask us about lead or pollution coverage.
Do I need workers' comp if my painters are subcontractors?
If they don't carry their own coverage, your policy may end up paying for injuries on your jobs and charging for them at audit. Collect a current certificate from every sub before they start.
Can you issue certificates for my general contractor or property manager?
Yes. Once you're insured with us, we handle certificates of insurance and additional insured requests, as allowed by your policy.
I already have insurance. Can you still look at it?
Absolutely. Many contractors call us for a second look before renewal. We'll review what you have and tell you plainly if we see gaps.
Get your painting contractor insurance quote
The fastest way is a quick call: (801) 407-8360. Prefer we call you? Leave your name and number below and a licensed agent will call you back.
"*" indicates required fields
Insure Right Insurance Agency, LLC · 831 E 340 S, Suite 200, American Fork, UT 84003 · (801) 407-8360 · [email protected]
This page is for general information and is not legal or insurance advice. Coverage availability and terms vary by carrier and state, and all coverage is subject to underwriting and policy terms.
