Trusted. Local. Independent.
Insure Right Insurance Agency has the knowledge and expertise to help with your insurance needs in Ogden, Utah.
We’re your one-stop-shop for contractors insurance and business insurance. Start a quote by clicking below or give us a call at 801-407-8360 to start the conversation.
Get quotes from multiple insurance companies in Ogden, Utah.
Insure Right Insurance Agency has your covered.
We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect. That’s why we work with a wide range of insurance companies and products in Ogden, Utah to meet your specific needs, including customized coverages.
We don’t work for the insurance company, we work for you.
Insurance for Ogden homes, students and businesses
Insure Right is an independent agency, so Ogden families and business owners get quotes from multiple carriers and straight answers from a licensed Utah agent. Our office is in American Fork, and we handle quotes, policy changes and e-signatures by phone and email, so you never have to make the drive.
How we help in Ogden
Historic and older homes
Many Ogden homes are decades old. We check that your dwelling limit reflects real rebuild costs and look at roof, plumbing and wiring factors that affect coverage.
Weber State students and renters
Renters insurance protects your belongings and liability for a few dollars a month, and good-student discounts can lower auto premiums.
Outdoor gear
With Ogden Canyon and the ski resorts close by, we insure ATVs, snowmobiles, boats, RVs and trailers so your gear is protected on the trail and in storage.
Downtown and local businesses
From 25th Street shops to contractors and manufacturers, we write general liability, business owner's, commercial auto and workers' comp policies.
Utah coverage notes for Ogden residents
Auto minimums went up. Utah policies issued or renewed after Dec 31, 2024 must carry at least 30/65/25 liability plus $3,000 of personal injury protection (PIP). Utah is a no-fault state, so PIP pays your own medical bills first. Minimums rarely cover a serious accident, so we'll show you what higher limits cost.
Earthquakes aren't covered by a standard home policy. The Wasatch Fault runs the length of the Wasatch Front, but standard homeowners policies exclude earthquake damage. By industry estimates only about 14% of Utah homeowners carry earthquake coverage. We can quote it as a separate policy or an endorsement.
Top insurance policies to fit your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.
Ogden, Utah Independent Agent vs The Rest
Here is a quick comparison of the differences between an independent agency in Ogden, Utah like us, and the various other types of companies that are out there:
A customer says your work damaged their property. Here's how contractors should respond in the first 24 hours to protect the relationship, their reputation and their insurance coverage.
Burst pipes, sewer backups and sump pump failures are treated very differently by Utah homeowners policies. Here are 5 water damage gaps and how to close them before winter.
Electrical work has a long tail. Here are five insurance gaps electrical contractors overlook, from completed-operations fires and design errors to stolen copper, uninsured subs and Utah's new $1M/$2M contractor minimum.
