Trusted. Local. Independent.
Insure Right Insurance Agency has the knowledge and expertise to help with your insurance needs in Orem, Utah.
We’re your one-stop-shop for contractors insurance and business insurance. Start a quote by clicking below or give us a call at 801-407-8360 to start the conversation.
Get quotes from multiple insurance companies in Orem, Utah.
Insure Right Insurance Agency has your covered.
We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect. That’s why we work with a wide range of insurance companies and products in Orem, Utah to meet your specific needs, including customized coverages.
We don’t work for the insurance company, we work for you.
Insurance for Orem families, students and businesses
Insure Right is a short drive up I-15 from Orem, in American Fork. As an independent agency we compare multiple carriers, so Orem households and business owners get options and honest advice instead of a single company's price.
How we help in Orem
Renters and students
Utah Valley University makes Orem home to thousands of students and renters. Renters insurance protects your belongings and liability for a few dollars a month, and good-student auto discounts can add up.
Landlords and rental owners
Own a rental near campus or elsewhere in Orem? A landlord (dwelling fire) policy, not a homeowners policy, is built for it. We'll make sure liability and loss-of-rent coverage are in place.
Established neighborhoods
Older Orem homes can have aging roofs, plumbing and wiring that affect coverage. We'll review replacement cost, water damage and earthquake options with you.
Retail and service businesses
From shops near University Place to service companies and contractors, we write general liability, business owner's, commercial auto and workers' comp policies.
Utah coverage notes for Orem residents
Auto minimums went up. Utah policies issued or renewed after Dec 31, 2024 must carry at least 30/65/25 liability plus $3,000 of personal injury protection (PIP). Utah is a no-fault state, so PIP pays your own medical bills first. Minimums rarely cover a serious accident, so we'll show you what higher limits cost.
Earthquakes aren't covered by a standard home policy. The Wasatch Fault runs the length of Utah County, but standard homeowners policies exclude earthquake damage. By industry estimates only about 14% of Utah homeowners carry earthquake coverage. We can quote it as a separate policy or an endorsement.
Top insurance policies to fit your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.
Orem, Utah Independent Agent vs The Rest
Here is a quick comparison of the differences between an independent agency in Orem, Utah like us, and the various other types of companies that are out there:
A customer says your work damaged their property. Here's how contractors should respond in the first 24 hours to protect the relationship, their reputation and their insurance coverage.
Burst pipes, sewer backups and sump pump failures are treated very differently by Utah homeowners policies. Here are 5 water damage gaps and how to close them before winter.
Electrical work has a long tail. Here are five insurance gaps electrical contractors overlook, from completed-operations fires and design errors to stolen copper, uninsured subs and Utah's new $1M/$2M contractor minimum.
