Trusted. Local. Independent.
Insure Right Insurance Agency has the knowledge and expertise to help with your insurance needs in Provo, Utah.
We’re your one-stop-shop for contractors insurance and business insurance. Start a quote by clicking below or give us a call at 801-407-8360 to start the conversation.
Get quotes from multiple insurance companies in Provo, Utah.
Insure Right Insurance Agency has your covered.
We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect. That’s why we work with a wide range of insurance companies and products in Provo, Utah to meet your specific needs, including customized coverages.
We don’t work for the insurance company, we work for you.
Insurance for Provo students, landlords and families
Provo is home to BYU, a big rental market and a growing tech scene, all just a short drive down I-15 from our American Fork office. As an independent agency, Insure Right compares multiple carriers so you get options and honest advice.
How we help in Provo
Students and renters
Renters insurance protects your belongings and liability for a few dollars a month. Good-student auto discounts can add up too.
Landlords and rental owners
A rental near campus needs a landlord (dwelling fire) policy, not a homeowners policy. We'll make sure liability and loss-of-rent coverage are in place.
Families and homeowners
We review home, auto and umbrella coverage together so nothing falls through the cracks, and look for bundle savings.
Startups and small businesses
From tech startups to restaurants and contractors, we place general liability, cyber, professional liability and workers' comp.
Utah coverage notes for Provo residents
Auto minimums went up. Utah policies issued or renewed after Dec 31, 2024 must carry at least 30/65/25 liability plus $3,000 of personal injury protection (PIP). Utah is a no-fault state, so PIP pays your own medical bills first. Minimums rarely cover a serious accident, so we'll show you what higher limits cost.
Earthquakes aren't covered by a standard home policy. The Wasatch Fault runs the length of the Wasatch Front, but standard homeowners policies exclude earthquake damage. By industry estimates only about 14% of Utah homeowners carry earthquake coverage. We can quote it as a separate policy or an endorsement.
Top insurance policies to fit your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.
Provo, Utah Independent Agent vs The Rest
Here is a quick comparison of the differences between an independent agency in Provo, Utah like us, and the various other types of companies that are out there:
A customer says your work damaged their property. Here's how contractors should respond in the first 24 hours to protect the relationship, their reputation and their insurance coverage.
Burst pipes, sewer backups and sump pump failures are treated very differently by Utah homeowners policies. Here are 5 water damage gaps and how to close them before winter.
Electrical work has a long tail. Here are five insurance gaps electrical contractors overlook, from completed-operations fires and design errors to stolen copper, uninsured subs and Utah's new $1M/$2M contractor minimum.
