Trusted. Local. Independent.
Insure Right Insurance Agency has the knowledge and expertise to help with your insurance needs in Salt Lake City, Utah.
We’re your one-stop-shop for contractors insurance and business insurance. Start a quote by clicking below or give us a call at 801-407-8360 to start the conversation.
Get quotes from multiple insurance companies in Salt Lake City, Utah.
Insure Right Insurance Agency has your covered.
We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect. That’s why we work with a wide range of insurance companies and products in Salt Lake City, Utah to meet your specific needs, including customized coverages.
We don’t work for the insurance company, we work for you.
Insurance for Salt Lake City condos, renters and businesses
From downtown condos to Sugar House bungalows, Salt Lake City has every kind of home and business. Insure Right is an independent agency, so we compare multiple carriers to fit your coverage and budget. Our office is in American Fork, and we handle quotes, policy changes and e-signatures by phone and email, so you never have to make the drive.
How we help in Salt Lake City
Condo owners
Your HOA's master policy doesn't cover everything. A condo (HO-6) policy covers your interior, belongings and liability, and we'll check loss assessment coverage.
Renters and University of Utah students
Renters insurance is inexpensive and protects your belongings and liability. Good-student auto discounts can help too.
Older homes
Many Salt Lake homes are decades old. We review replacement cost, older wiring and plumbing, and earthquake options.
Businesses and professionals
From restaurants to professional offices, we write general liability, business owner's, professional liability, cyber and workers' comp.
Utah coverage notes for Salt Lake City residents
Auto minimums went up. Utah policies issued or renewed after Dec 31, 2024 must carry at least 30/65/25 liability plus $3,000 of personal injury protection (PIP). Utah is a no-fault state, so PIP pays your own medical bills first. Minimums rarely cover a serious accident, so we'll show you what higher limits cost.
Earthquakes aren't covered by a standard home policy. The Wasatch Fault runs the length of the Wasatch Front, but standard homeowners policies exclude earthquake damage. By industry estimates only about 14% of Utah homeowners carry earthquake coverage. We can quote it as a separate policy or an endorsement.
Top insurance policies to fit your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.
Salt Lake City, Utah Independent Agent vs The Rest
Here is a quick comparison of the differences between an independent agency in Salt Lake City, Utah like us, and the various other types of companies that are out there:
A customer says your work damaged their property. Here's how contractors should respond in the first 24 hours to protect the relationship, their reputation and their insurance coverage.
Burst pipes, sewer backups and sump pump failures are treated very differently by Utah homeowners policies. Here are 5 water damage gaps and how to close them before winter.
Electrical work has a long tail. Here are five insurance gaps electrical contractors overlook, from completed-operations fires and design errors to stolen copper, uninsured subs and Utah's new $1M/$2M contractor minimum.
